Taking out auto insurance is compulsory for all individuals who own a land motor vehicle.Even for a car that is stopped and no longer driving, the minimum of the civil liability guarantee is imposed.Auto cover, however, represents a substantial budget, particularly for people with limited incomes, such as students, often assimilated to young drivers.However, there are specific solutions for students with the aim of insuring their car at the best price, with suitable guarantees.We explain to you!
Auto Insurance Guarantees for Students
It is necessary for students to learn about the very nature of auto insurance. The various insurers generally offer similar levels of protection, divided into several categories, without being specific to student drivers. Most insurance companies offer 3 coverages: third party insurance, intermediate insurance and comprehensive insurance. All can be personalized and adapted by taking out additional guarantees. The main levels of auto insurance available to the vast majority of insurers are detailed below:
Third party insurance: legal minimum compulsory for all land motor vehicles, due to the presence of the civil liability guarantee, which makes it possible to compensate third parties victims of a traffic accident and automatically included in all formulas.
Intermediate insurance: more guarantees than third party insurance such as fire protection, even theft and vandalism guarantee . The additional guarantees make it possible to personalize this median auto insurance formula in order to adapt the coverage to the student's profile.
All-risk insurance: the most complete protection, in particular with the driver's personal guarantee which directly compensates the insured even in the event of a responsible accident, which allows him to be reimbursed for bodily injury and material damage suffered.
Are you a student and want to take out Free Cars? Don't hesitate to use our online Free cars for students from government. Completely free, our tool probes for you the best offers on the market and offers you several quotes, adapted to your needs and your budget. You just have to choose the contract that suits you best, in a few clicks!